Author: Chip Ferguson

Introduction Inheriting a house that’s paid off can seem like a windfall, but it’s a scenario fraught with legal intricacies, financial considerations, and emotional nuances. Whether it’s understanding the probate process, managing shared ownership, or dealing with taxes, the journey requires a nuanced approach. This article aims to shed light on these complexities, providing a … Continued

Introduction In the diverse real estate market of Austin, homeowners considering a sale often find themselves deliberating between traditional listings and direct sales to investors. Firms like Smooth Closing specialize in providing straightforward, swift transactions for those leaning towards the latter. This guide is tailored to navigate homeowners through the nuances of the market and … Continued

Introduction Foreclosure is a daunting prospect that can leave homeowners feeling overwhelmed and isolated. However, understanding the process and knowing your options can provide a roadmap to potentially saving your home or exiting gracefully. It’s crucial to act early and make informed decisions. Is It Too Late to Save My House? The foreclosure timeline generally … Continued

When it comes to property sales, encountering a lien can complicate the process. Understanding how to navigate this situation is crucial for homeowners looking to sell. This guide aims to shed light on the responsibilities of lien removal, legal considerations, and how companies like Smooth Closing can facilitate a smoother transaction. Responsibility for Removing the … Continued

Introduction The real estate market in Texas is witnessing an increasing trend towards cash home buying, with a significant proportion of homes being sold for cash. This surge in all-cash deals has transformed the dynamics of the housing market, offering homeowners a speedy alternative to the traditional home-selling process. However, diving into this market requires … Continued

Introduction Inheriting property often comes with a blend of emotions, ranging from the sentimental value of a loved one’s home to the complexities of handling associated debts. It’s not just a matter of taking ownership; it’s about understanding the legal and financial implications, especially when the property comes with debts or liens. Understanding Liability for … Continued

Introduction In the diverse and dynamic real estate market of Texas, selling a house ‘as is’ has become an increasingly popular option. This approach can be particularly appealing for those looking to sell quickly or avoid the costs and hassles of making repairs. But what does selling ‘as is’ involve in the Lone Star State, … Continued

You might not know it, but a whopping 13.4 million Americans are behind on their mortgage or rent payments right now, according to the U.S. Census Bureau. And there are a lot of reasons for that. Maybe the property is abandoned, maybe the homeowner simply can’t afford the high mortgage or rent costs, or perhaps … Continued

Unfortunately, most homeowners who’ve fallen behind get overwhelmed and simply ignore the phone calls, emails, and bill statements… hoping that the problem will go away. But it won’t. In fact, the worst thing a homeowner can do is ignore the problem. But the good news is that homeowners who’ve fallen behind on their payments still … Continued